Overview

Equity Research

Hovde’s Equity Research group publishes in-depth analysis of small and mid-cap banks nationwide.

Our analysts have extensive experience, are committed to independent, objective analysis, and utilize their in-depth knowledge of the industry’s driving factors to deliver insightful research and actionable ideas.

Rigorous fundamental analysis is at the heart of our research process.  We include a critical evaluation of macro trends affecting the industry, local economic factors, an assessment of management and strategy, valuation, and financial and balance sheet positioning to identify value and investment opportunities.  With a focus on smaller companies, we seek to use our disciplined process to recognize misallocations of capital in these often overlooked stocks for the benefit of our investor clients.

We also work closely with our covered companies, many of which are newer to the public sphere and as a result, have had more limited interaction with professional investors.  We help our companies to better understand investor expectations, facilitate access to the investment community, and build and maintain these important relationships.

Hovde’s award-winning analysts are sought out for their industry insight and have been frequent contributors to leading publications and media outlets, including The Wall Street Journal, American Banker, S&P Global Market Intelligence, Bloomberg Markets, and CNBC.

Research Coverage

Northeast / Mid-Atlantic

ACNBACNB Corp.
AROWArrow Financial Corp.
AUBAtlantic Union Bankshares
BBTBeacon Financial Corp.
BPRNPrinceton Bancorp.
BWFGBankwell Financial Group, Inc.
CARECarter Bankshares
CBNAChain Bridge Bancorp.
CBNKCapital Bancorp, Inc.
CBUCommunity Bank System, Inc.
CHCOCity Holding Co.
CNOBConnectOne Bancorp, Inc.
CUBICustomers Bancorp, Inc.
FCBCFirst Community Bankshares
FRBAFirst Bank
FULTFulton Financial Corp.
FXNCFirst National Corp.
HNVRHanover Bancorp, Inc.
LNKBLINKBANCORP, Inc.
MCBMetropolitan Bank Holding Corp.
MVBFMVB Financial
NBTBNBT Bancorp, Inc.
NWBINW Bancshares
OBTOrange County Bancorp
OCFCOceanFirst Financial Corp.
ORRFOrrstown Financial Services, Inc.
PFISPeoples Financial Services Corp.
PFSProvident Financial Services
STBAS&T Bancorp, Inc.
TOWNTowneBank
VLYValley National Bancorp
WSBCWesBanco, Inc.

Southwest

BOKFBOK Financial Corporation
FFINFirst Financial Bankshares, Inc.
PBProsperity Bancshares, Inc.
SBSISouthside Bancshares, Inc.
SPFISouth Plains Financial, Inc.
TCBITexas Capital Bancshares, Inc.

Puerto Rico

BPOPPopular, Inc.
FBPFirst BanCorp.
OFGOFG Bancorp

Florida

BKUBankUnited, Inc.
CCBGCapital City Bank Group, Inc.
SBCFSeacoast Banking Corp. of Florida
SSBSouthState Corporation
USCBUSCB Financial Holdings, Inc.

Alaska

NRIMNorthrim BanCorp

Southeast

BFSTBusiness First Bancshares, Inc.
CADECadence Bank
CBANColony Bankcorp, Inc.
CBKCommunity Bancgroup, Inc.
FBKFB Financial Corp.
FCCOFirst Community Corp.
FSRLFirst Reliance Bancshares, Inc.
HBCPHome Bancorp, Inc.
HTBHomeTrust Bancshares, Inc.
HOMBHome BancShares, Inc.
HWCHancock Whitney
ISTRInvestar Holding Corp.
PNFPPinnacle Financial Partners, Inc.
RNSTRenasant Corporation
SFBSServisFirst Bancshares, Inc.
SMBKSmartFinancial, Inc.
TRMKTrustmark Corporation
UCBUnity Community

West

BCMLBayCom Corp.
CCBCoastal Financial Corporation
EBMTEagle Bancorp Montana, Inc.
FNWBFirst Northwest Bancorp
FINWFinWise Bancorp
MYFWFirst Western Financial, Inc.
NBHCNational Bank Holdings Corporation
RBBRBB Bancorp

Midwest

ALRSAlerus Financial Corp.
BFCBank First Corporation
BUSEFirst Busey Corp.
BWBBridgewater Bancshares, Inc.
BYByline Bancorp, Inc.
CBSHCommerce Bancshares Inc.
CIVBCivista Bancshares Inc.
COFSChoiceOne Financial
CZWICitizens Community
EQBKEquity Bancshares, Inc.
FFBCFirst Financial Bancorp
FMAOFarmers & Merchants
FMBHFirst Mid Bancshares
FNWDFinward Bancorp
FRMEFirst Merchants Corporation
FSFGFirst Savings Financial Group, Inc.
GABCGerman American Bancorp, Inc.
HBNCHorizon Bancorp Inc.
HBTHBT Financial, Inc.
LCNBLCNB Corp.
LKFNLakeland Financial Corp.
MBCNMiddlefield Banc Corp.
MBWMMercantile Bank Corp.
MOFGMidWestOne Financial Group
NICNicolet Bankshares, Inc.
ONBOld National Bancorp
PEBOPeoples Bancorp Inc.
RBCAARepublic Bancorp, Inc.
SYBTStock Yards Bancorp, Inc.
UMBFUMB Financial Corp.
WTFCWintrust Financial Corporation